4197 Todd Street, Sherrills Ford, NC 28673

UNDER APPRAISAL – Exceptional Value on Lake Norman! This turnkey waterfront cottage offers a rare opportunity to own a move-in ready lakefront home with private dock, sunset views, and open water setting in one of Lake Norman’s most desirable locations. Built just seven years ago and extensively upgraded beyond builder standards, the home has been meticulously maintained and presents like new.
Inside, vaulted ceilings and expansive windows frame breathtaking lake views while filling the open-concept living, dining, and kitchen areas with natural light. The designer kitchen features River Marble flooring, upgraded granite countertops, and premium appliances including a Bosch dual-fuel range with gas cooktop and electric oven, warming drawer, Bosch dishwasher, and LG refrigerator. A spacious peninsula with seating provides seamless flow for everyday living and entertaining. The living area offers a gas fireplace and opens to a sunroom overlooking the water—perfect for year-round enjoyment of Lake Norman’s iconic sunsets.
Hickory hardwood flooring extends throughout the main living areas and bedrooms. The primary suite captures serene lake views and offers convenient access to the adjoining laundry room. Crown molding, custom window treatments, and thoughtfully designed bathrooms—including a soaking tub—enhance the home’s comfort and refined finish.
Outdoor living is designed for the ultimate lake lifestyle. A large maintenance-free deck overlooks the water and features a fully equipped outdoor kitchen.. An electric awning provides shade for effortless indoor-outdoor living. Professionally designed landscaping includes over 100 tons of river rock, mature trees and plantings, seasonal blooms, and a lake-fed irrigation system. A lighted paver pathway and tiered steps lead to a lakeside patio with fire pit and down to the private dock.
The covered dock is outfitted with an 8,000-pound boat lift, sun pad, and two jet ski ports—ideal for boating, entertaining, or maximizing short-term rental potential. With its prime waterfront positioning, strong rental appeal, and fully furnished, turnkey offering, this property is equally suited as a full-time residence, luxury weekend retreat, or income-producing investment on Lake Norman.
Additional features include a 10′ x 12′ storage building, a walk-in unfinished basement with a partially finished half bath offering expansion potential, and a whole-home generator for added peace of mind. No HOA.
Best of all, the home is being offered fully furnished, making it truly move-in ready. Simply bring your swimsuit and start enjoying life on Lake Norman.